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Our Junior Savings account is available from birth to 18 and is perfect for anyone who wants to save for their children or grandchildren.
To open an account the Junior Saver must live within the Powys, or live with a Brecon & District Credit Union member. Anyone can contribute to the account but only the guardian/parent who opened the account will have access to the account until the child is old enough to sign themselves (usually age 7+).
How to open an account
Fill in an application form. It should be signed by both the Adult Signatory and Junior Saver (if they are old enough to sign, usually age 7+)
We will need two forms of ID proving the identity and address of the adult signatory (these are not required if you are already a member of Brecon & District Credit Union)
If the Junior Saver is joining through one of our School Savings Scheme then we are happy for the Headteacher or school Secretary to confirm the child's identity and address.
How can I pay into the account
You can pay into a Junior Savings account by any of the Payment Methods we offer. For instance if you already have a payment coming into the Credit Union from payroll, standing order, benefits etc then this can be split between a number of accounts held
The Junior member can also pay in by cash or cheque our office, service points or through our School Savings Scheme
For all new Junior accounts opened the young saver will receive a FREE piggy bank once their first deposit is made!
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority 213604